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Build Houses / Construction Loans

Building your dream home or investing in residential construction? Plaxo Mortgages Ltd offers tailored construction loan solutions to help fund your project from start to finish.
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Build Your Home

Build Your Home

Designing and building your own home is an exciting journey, and we're here to simplify the finance process:

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Progressive Drawdowns:

Construction loans are drawn down in stages as your build progresses, helping ensure you only pay interest on the funds you have used.

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Tailored Loan Structures:

We'll match your loan structure to your building timeline, giving you flexibility and control.

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Expert Guidance:

From selecting a lender to understanding costs, we'll support you every step of the way.

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Review Your Loan Regularly:

Optimising your loan terms can improve cash flow and reduce costs.

Key Tips for Building Your Home

Key Tips for Building Your Home

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Budget Carefully:

Include a buffer for unexpected costs to avoid delays.

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Work with Reliable Builders:

Ensure your contractor has a strong track record and is licensed.

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Understand Consent Requirements:

Council approvals can affect both timelines and costs.

Build Residential Homes

Build Residential Homes

Building additional homes on your property or developing land can be a great way to maximise your investment and generate rental income. Plaxo Mortgages Ltd is here to help you bring your vision to life.

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Adding Value to Your Property:

Building a second home at the front or rear of your existing property can increase its overall value while providing rental income or accommodation for family members.

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Dual Home Development:

Bought a piece of land? Construct two homes — one to live in and one to rent out — to balance lifestyle and financial returns.

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Flexible Loan Structures:

Our construction loan solutions are designed to fit the specific needs of small-scale developments.

Key Tips for Building Residential Homes

Key Tips for Building Residential Homes

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Leverage Existing Equity:

Use the equity in your current property or land as part of your deposit.

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Check Council Regulations:

Ensure your project complies with local zoning and building codes.

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Plan for Rentals:

Consider features that will make the rental property attractive to tenants.

Q&A

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Q: How do construction loans work?

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Q: Can I include land purchase costs in the loan?

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Q: What happens if my build costs more than expected?

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Q: Are there restrictions on the type of builder I can use?

Start Your Journey

Start Building Today

Talk to us today about how we can help finance your dream home or residential development project.

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